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Thrifty Wife Happy Life

Helping women love what they wear on a budget

Retirement Planning 101

June 4, 2020 by Katie Haller

Retirement Planning 101
I’m often asked questions about how Kevin and I have been successful at saving money and planning for our retirement.  I never know exactly how to explain it to people.  I have a hard time explaining all the technical terms and details.  That’s why I asked Kevin to write a special post for me about all the basic things you need to know about retirement planning.  He’s explaining what accounts you should have, how much money you should save, and where to invest.   Read more

Filed in: Marriage, saving money, Thrifty Tips • by Katie Haller • Leave a Comment

Stretching your dollar$$

September 8, 2013 by Katie Haller

I have to admit that I’ve been on a bit of a shopping kick lately. I always get like this at the beginning of a new season. The problem for me, as always, is that I don’t have very much money to be spending on new clothes. I have to make do with the small amount of money I can spend. This means I can’t just walk into a store and buy whatever I want. I have to be smart about it to stretch my money or else I’m going to have an empty closet.

Right now, my husband and I have absolutely no dept. We don’t have a car payment, a mortgage, student loans or any credit cards with balances on them. We still use credit cards and put everything we spend on them. This is a great way of tracking how much we spend each month, plus we get cashback rewards, which who doesn’t love getting free money every few months? We have a $1,500 budget each month for both of us. That includes our phone bills, energy bill, cable/internet bill, grocery’s, gas and anything else we spend. For two people this is not a lot of money. This is why I try to do my best to spend as little money as I can on the extras.
How do I still go shopping on this low of a budget? Well here are some tips on how to still be able to shop and buy new clothes, but spend as little as possible…
1.)   Always check out the clearance racks! This is my favorite place in any store. I have found some of the best deals here. I feel like sometimes people have such a negative view of clearance clothes. I know they’re last season’s clothes, they’re the ugly colors no one wants or worse they have nothing cute in your size. Yes, all these things can be true, but it’s just like the thrift store thing, you have to be selective. Keep your eyes open and look through every item. Usually the end of the season is a great time to look for clearance clothes. There is a great selection and the deals get better and better the closer you get to the new season!
2.) Use coupons and store loyalty programs! I love getting those e-mails with coupons in them! I get e-mails from all kinds of stores. 20% off here, $5 off there. They really add up and help you save. Most of the time you can use those coupons on top of clearance and sale items.
3.) Look for Apps on your smartphone! I use my iPhone for everything. There are so many great store apps that offer rewards or coupons. One app that I am a huge fan of is Old Navy’s Snap App. It’s so easy to use. All you do is take a picture of the Old Navy store logo and you have a chance to get a coupon to save anywhere between $5 to $15. My favorite is the Snap Five, because it gives you $5 off anything in the store, as long as it is at least $5. 
 4.) Make it into a game! For me, it’s fun to find the deals. Set a budget before you go shopping and stick to it! Sometimes you will lose at this game and sometimes you will win. Have fun with it!

Here is my latest outfit. All these items came from clearance racks and I used coupons.
(Oh yes, don’t judge the white pants after Labor Day. I did my research and most people say white pants are fine to wear all the way through the winter.)
Shirt- Target-$5.98
Pants- Target-$6.88
Shoes- DSW-$32.83
Necklace-$4.20
Total price of outfit– 49.88

Honestly my best advice to stretch your dollar is to never pay full price! I challenge everyone to try to stretch their money! You will feel great knowing how much you saved!  

Filed in: fashion, saving money, Shopping • by Katie Haller • Leave a Comment

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Hi I'm Katie! Welcome to my blog! I am on a mission to help women build a wardrobe that they love without spending a lot of money doing it. I believe that everyone has the right to feel good in their outfit, no matter what your budget is! I am excited to have you here!
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thriftywifehappylife

Affordable everyday petite (5’1) mom style
A mix of affordable retailers + thrifted fashion
👨‍✈️Wife + Mom of 2 💙💗
💌 katie@thriftywifehappylife.com

What I wore this week as a 40-year old mom of 2! What I wore this week as a 40-year old mom of 2! 

It was the last week of school and now we are kicking off summer with a Caribbean cruise vacation!! 🚢🏝️☀️ 

Here’s what I wore this week! 

🛍️Comment OUTFITS and I will send you all the shopping links to these outfits!! 

#dailyoutfits #momstyle #wiwtw #styleover40 #momoutfits #realoutfitgram #outfitideas
Walmart Cruise Outfits 🚢 These are 2 outfits I Walmart Cruise Outfits 🚢

These are 2 outfits I plan to wear on the first day of my cruise! 

Outfit 1: Boarding and exploring the ship on day 1
Outfit 2: Dining room and after dinner entertainment! 

Which outfit do you like best? 

🛍️ Comment CRUISE and I will send you the shopping link to this post! 🔗https://mave.ly/thrifty-wife-happy-life/post/walmart-cruise-outfits

#walmartfashion #walmartfinds #cruiseoutfits #momstyle #vacationoutfits #summeroutfitideas
Summer workwear with layers! I recently asked wha Summer workwear with layers!

I recently asked what your summer styles struggles were. A lot of people said their workplace is freezing from the A/C in the summer. So here are some summer workwear layering ideas! 

1️⃣Button-Down shirts
2️⃣ Cardigans
3️⃣ Blazers

🛍️ Comment SUMMER LAYERS and I will send you the shopping link to this post! 🔗https://liketk.it/5fg7G

#workwear #summerworkwear #summerlayers #summerstyle #affordablefashion #outfitideas
Stay stylish and comfortable in these mom-friendly Stay stylish and comfortable in these mom-friendly summer outfits from @walmart! All these styles are perfect to mix and match, and at a price point that feels just as good as they look. 😎 #walmartpartner 

Whether you’re chasing kiddos, running errands, or soaking up the sun, these outfits have you covered—without breaking the bank! 

🛍️Comment WALMART and I will send you the shopping link to this post! 🔗https://mave.ly/thrifty-wife-happy-life/post/walmart-mom-friendly-summer-outfits

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Target Summer Vacation Finds Try-On!! I’m lovin Target Summer Vacation Finds Try-On!!

I’m loving these mom-friendly tummmy support one-piece bathing suits that are currently 30% off this week! They do run slightly small, so you might want to size up! 

Also these maxi dresses are too cute! The yellow dress was a bit big in the top, but the red dress fit TTS! 

🛍️Comment SUMMER and I will send you the shopping link to this post! 🔗https://liketk.it/5fpBA

#targetfinds #targetstyle #targetbathingsuit #momfriendlybathingsuits #momstyle #vacationstyle #vacaystyle
I’m loving this activewear from @pinspark_offici I’m loving this activewear from @pinspark_official! It’s perfect for tennis, pickleball, golf, or any outdoor activity. Personally, I love wearing it to the park or splash pad with my kids—it’s cute and practical!

The quality is amazing, and the fabric includes built-in sun protection to keep you safe and stylish all day long. 🌞

🛍️ Comment “ACTIVE” and I’ll send you the shopping link for this look! 🔗https://amzn.to/3SzrQ76

#pinspark #pinsparksports #pinsparks25 #amazonfinds #amazonactivewear
Wear to wear this $18 dress from @walmart! This Wear to wear this $18 dress from @walmart! 

This dress is so cute and comes in other colors! It’s great to wear anywhere this summer! 

🛍️Comment DRESS and I will send you the shopping link to this post! 🔗https://mave.ly/thrifty-wife-happy-life/post/walmart-dress

#walmartfinds #walmartfashion #summerdress #howtowearit #wheretowear #momstyleinspo
Best Sellers from May!! 🌸 Here are the pieces Best Sellers from May!! 🌸

Here are the pieces you have been shopping on the @shop.ltk app! 

🛍️Comment MAY and I will send you the shopping link to my best sellers! 🔗https://liketk.it/5f0Ht

#maybestsellers #bestsellers #ltkbestsellers #ltkfindsunder100 #ltkpetite #ltkstyletip
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