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Thrifty Wife Happy Life

Helping women love what they wear on a budget

Retirement Planning 101

June 4, 2020 by Katie Haller

Retirement Planning 101
I’m often asked questions about how Kevin and I have been successful at saving money and planning for our retirement.  I never know exactly how to explain it to people.  I have a hard time explaining all the technical terms and details.  That’s why I asked Kevin to write a special post for me about all the basic things you need to know about retirement planning.  He’s explaining what accounts you should have, how much money you should save, and where to invest.   Read more

Filed in: Marriage, saving money, Thrifty Tips • by Katie Haller • Leave a Comment

Stretching your dollar$$

September 8, 2013 by Katie Haller

I have to admit that I’ve been on a bit of a shopping kick lately. I always get like this at the beginning of a new season. The problem for me, as always, is that I don’t have very much money to be spending on new clothes. I have to make do with the small amount of money I can spend. This means I can’t just walk into a store and buy whatever I want. I have to be smart about it to stretch my money or else I’m going to have an empty closet.

Right now, my husband and I have absolutely no dept. We don’t have a car payment, a mortgage, student loans or any credit cards with balances on them. We still use credit cards and put everything we spend on them. This is a great way of tracking how much we spend each month, plus we get cashback rewards, which who doesn’t love getting free money every few months? We have a $1,500 budget each month for both of us. That includes our phone bills, energy bill, cable/internet bill, grocery’s, gas and anything else we spend. For two people this is not a lot of money. This is why I try to do my best to spend as little money as I can on the extras.
How do I still go shopping on this low of a budget? Well here are some tips on how to still be able to shop and buy new clothes, but spend as little as possible…
1.)   Always check out the clearance racks! This is my favorite place in any store. I have found some of the best deals here. I feel like sometimes people have such a negative view of clearance clothes. I know they’re last season’s clothes, they’re the ugly colors no one wants or worse they have nothing cute in your size. Yes, all these things can be true, but it’s just like the thrift store thing, you have to be selective. Keep your eyes open and look through every item. Usually the end of the season is a great time to look for clearance clothes. There is a great selection and the deals get better and better the closer you get to the new season!
2.) Use coupons and store loyalty programs! I love getting those e-mails with coupons in them! I get e-mails from all kinds of stores. 20% off here, $5 off there. They really add up and help you save. Most of the time you can use those coupons on top of clearance and sale items.
3.) Look for Apps on your smartphone! I use my iPhone for everything. There are so many great store apps that offer rewards or coupons. One app that I am a huge fan of is Old Navy’s Snap App. It’s so easy to use. All you do is take a picture of the Old Navy store logo and you have a chance to get a coupon to save anywhere between $5 to $15. My favorite is the Snap Five, because it gives you $5 off anything in the store, as long as it is at least $5. 
 4.) Make it into a game! For me, it’s fun to find the deals. Set a budget before you go shopping and stick to it! Sometimes you will lose at this game and sometimes you will win. Have fun with it!

Here is my latest outfit. All these items came from clearance racks and I used coupons.
(Oh yes, don’t judge the white pants after Labor Day. I did my research and most people say white pants are fine to wear all the way through the winter.)
Shirt- Target-$5.98
Pants- Target-$6.88
Shoes- DSW-$32.83
Necklace-$4.20
Total price of outfit– 49.88

Honestly my best advice to stretch your dollar is to never pay full price! I challenge everyone to try to stretch their money! You will feel great knowing how much you saved!  

Filed in: fashion, saving money, Shopping • by Katie Haller • Leave a Comment

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Hi I'm Katie! Welcome to my blog! I am on a mission to help women build a wardrobe that they love without spending a lot of money doing it. I believe that everyone has the right to feel good in their outfit, no matter what your budget is! I am excited to have you here!
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thriftywifehappylife

Helping women love what they wear on a budget!
Thrifted fashion + Affordable retailers
👨‍✈️ Wife • Mommy
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💌 thriftywifehappylife@gmail.com

Katie || Affordable Fashion
I found some fun pieces on my latest @amazon order I found some fun pieces on my latest @amazon order! Here's how they look! 

T-shirt hoodie- $21.50- I love this top! It feels like a t-shirt so it's perfect for layering under jackets! 

Flare leggings $24.99- aka yoga pants. These pants take me back to the early 2000's. I am loving them! 

Tunic $24.98- Love this tunic! It's a great length. Perfect for layering under sweaters! 

Matte faux leather leggings- These are the best faux leather legging dupe for the Spanx I have found so far! 

Wide leg trousers- I have loved these pants on everyone else, but they weren't my favorites. I still felt that they are a great pair of trousers! 

Check out my stories for more details! Everything is linked on the @shop.ltk app and also in my Amazon Storefront. You can find both in the link in my bio!! 

#amazonhaul #amazoninfluencer #amazontryon #amazonfashion #amazonfinds #affordablefashion #amazonblogger #momstyle #everydaystyle #momootd #casualstyle #winterstyle #leggings #flareleggings #fauxleatherleggings
These black Converse Chucks are my first thrifted These black Converse Chucks are my first thrifted purchase of 2023 for $7.99! I found them at @goodwillmidmich! Here's a casual way to wear them with joggers! 

#thriftythursday #thriftfinds #goodwillfinds #converse #thriftedfashion #thriftstorefinds #thriftedfashion #winteroutfitideas #casualstyle #momstyle #momootd #momstyle #outfitinspiration #michiganblogger #joggerstyle
I've been in a winter outfit rut for the last mont I've been in a winter outfit rut for the last month. All I want to do is throw on a big cozy sweater with some leggings and call it a day. That’s why today, to help myself get out of my winter outfit funk, I wanted to switch it up a little bit and put together a workwear winter capsule wardrobe post.

Today on the blog I am sharing 15 neutral workwear pieces with 20 outfit ideas. Head over to the blog for all the outfit details! 

Blog- www.thriftywifehappylife.com (link in bio)

Capsule items are also linked on the @shop.ltk app! Follow @thriftywifehappylife for details or go to the link in my bio! 

#capsulewardrobe #winterwardrobe #winterworkwear #workwear #businesscasual #workingmom #workwearstyle #workwearwednesday #workstyle #whattowear #howtowearit #momstyle #affordablefashion #teacherstyle #shopyourcloset
My husband and I have plans to have a night away f My husband and I have plans to have a night away from the kids this weekend. I've been brainstorming some outfit ideas for our date night. Which top do you like best with these jeans? 

🛍How to shop my outfits🛍
✨Download the free @shop.ltk app and follow @thriftywifehappylife for all my outfit details! 
✨ Click on the link in my bio to find links to both my LTK shopping page and my blog! 
✨ DM me if you have any questions or need any help finding a link! 😊

#datenightoutfit #outfitideas4you #skinnyjeans #outfitinspiration #whattowear #howtowearit #momstyle #michiganblogger #ootn #outfitsideas #affordablefashion #express #expressyou #expressjeans
Do you have a short cardigan in your wardrobe? Her Do you have a short cardigan in your wardrobe? Here are some ways you can style them for winter! 

This sweater is out of stock but I linked some of my favorite short cardigans on the @shop.ltk app! Follow @thriftywifehappylife or go to the link in my bio! 

#cardigans #howtowearit #outfitideas4you #winteroutfits #sweaterweather #whattowear #midweststyle #michiganblogger #momstyle #momoutfits #styletips #styleinspo #styleblogger #momstyleblogger
🖤 What I wore this week as a SAHM! 🖤 I have 🖤 What I wore this week as a SAHM! 🖤

I have another round up of cozy outfits! I have to admit that I have been in a bit of a style rut! The lack of sunshine has made it really hard for me to feel motivated to get creative with my outfits and I've been finding myself repeating the same clothes over and over again. 

That's why this week I built each outfit around one piece in my wardrobe that I haven't worn in a while. I have a lot of clothes and sometimes rediscovering pieces that I love help my outfits feel more fun and creative! 

🛍How to shop my outfits🛍
✨Download the free @shop.ltk app and follow @thriftywifehappylife for all my outfit details! 
✨ Click on the link in my bio for my shopping page on my blog!
✨ Message me if you have any questions or need any help finding a link! 😊
✨ Go to my SAHM Outfit highlight for all the links to my everyday outfits! 

#sahmoutfit #styleinspo #momoutfitinspo #momstyle #momootd #wiw #momiform #dailystyleideas #dailyoutfits #dailyoutfitinspo #ootdfashion
Get ready with me on a gloomy winter day! Even whe Get ready with me on a gloomy winter day! Even when I have no plans of leaving the house, I still want to wear an outfit that makes me feel good! Cozy sweatshirts, leggings and socks have been helping me get through these dark winter days. 

Out for details 
Leggings- @amazon
Sweatshirt- @oldnavy 
Tunic- Old Navy
Necklace- @silverado_jewelry (code: KATIE10)
Socks- Amazon

Shopping details are linked on the @shop.ltk app! Download the free app and follow @thriftywifehappylife or go to the link in my bio! 

#ltkstyletip #ltkunder50 #sahmoutfit #outfitideas #outfitideas4you #grwm #momstyle #momootd #momiform #cozyoutfit #momlife #winteroutfitideas
More pictures is a request I have gotten from a lo More pictures is a request I have gotten from a lot of people in the last year, so I'm going to do my best this year to  incorporate more picture posts! I miss them too! 

This leopard blouse is one of my favorite tops in my wardrobe! Which way is your favorite?

🛍How to shop my outfits🛍
✨Download the free @shop.ltk app and follow @thriftywifehappylife for all my outfit details! 
✨ Click on the link in my bio to find links to both my LTK shopping page and my blog! 
✨ DM me if you have any questions or need any help finding a link! 😊

#amazonfinds #amazonfashion #amazonfavorites #affordablefashion #affordablestyle #shoppingonabudget #howtowearit #outfitinspiration #outfitideasforyou #michiganblogger
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