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Thrifty Wife Happy Life

Helping women love what they wear on a budget

Retirement Planning 101

June 4, 2020 by Katie Haller

Retirement Planning 101
I’m often asked questions about how Kevin and I have been successful at saving money and planning for our retirement.  I never know exactly how to explain it to people.  I have a hard time explaining all the technical terms and details.  That’s why I asked Kevin to write a special post for me about all the basic things you need to know about retirement planning.  He’s explaining what accounts you should have, how much money you should save, and where to invest.   Read more

Filed in: Marriage, saving money, Thrifty Tips • by Katie Haller • Leave a Comment

Stretching your dollar$$

September 8, 2013 by Katie Haller

I have to admit that I’ve been on a bit of a shopping kick lately. I always get like this at the beginning of a new season. The problem for me, as always, is that I don’t have very much money to be spending on new clothes. I have to make do with the small amount of money I can spend. This means I can’t just walk into a store and buy whatever I want. I have to be smart about it to stretch my money or else I’m going to have an empty closet.

Right now, my husband and I have absolutely no dept. We don’t have a car payment, a mortgage, student loans or any credit cards with balances on them. We still use credit cards and put everything we spend on them. This is a great way of tracking how much we spend each month, plus we get cashback rewards, which who doesn’t love getting free money every few months? We have a $1,500 budget each month for both of us. That includes our phone bills, energy bill, cable/internet bill, grocery’s, gas and anything else we spend. For two people this is not a lot of money. This is why I try to do my best to spend as little money as I can on the extras.
How do I still go shopping on this low of a budget? Well here are some tips on how to still be able to shop and buy new clothes, but spend as little as possible…
1.)   Always check out the clearance racks! This is my favorite place in any store. I have found some of the best deals here. I feel like sometimes people have such a negative view of clearance clothes. I know they’re last season’s clothes, they’re the ugly colors no one wants or worse they have nothing cute in your size. Yes, all these things can be true, but it’s just like the thrift store thing, you have to be selective. Keep your eyes open and look through every item. Usually the end of the season is a great time to look for clearance clothes. There is a great selection and the deals get better and better the closer you get to the new season!
2.) Use coupons and store loyalty programs! I love getting those e-mails with coupons in them! I get e-mails from all kinds of stores. 20% off here, $5 off there. They really add up and help you save. Most of the time you can use those coupons on top of clearance and sale items.
3.) Look for Apps on your smartphone! I use my iPhone for everything. There are so many great store apps that offer rewards or coupons. One app that I am a huge fan of is Old Navy’s Snap App. It’s so easy to use. All you do is take a picture of the Old Navy store logo and you have a chance to get a coupon to save anywhere between $5 to $15. My favorite is the Snap Five, because it gives you $5 off anything in the store, as long as it is at least $5. 
 4.) Make it into a game! For me, it’s fun to find the deals. Set a budget before you go shopping and stick to it! Sometimes you will lose at this game and sometimes you will win. Have fun with it!

Here is my latest outfit. All these items came from clearance racks and I used coupons.
(Oh yes, don’t judge the white pants after Labor Day. I did my research and most people say white pants are fine to wear all the way through the winter.)
Shirt- Target-$5.98
Pants- Target-$6.88
Shoes- DSW-$32.83
Necklace-$4.20
Total price of outfit– 49.88

Honestly my best advice to stretch your dollar is to never pay full price! I challenge everyone to try to stretch their money! You will feel great knowing how much you saved!  

Filed in: fashion, saving money, Shopping • by Katie Haller • Leave a Comment

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Hi I'm Katie! Welcome to my blog! I am on a mission to help women build a wardrobe that they love without spending a lot of money doing it. I believe that everyone has the right to feel good in their outfit, no matter what your budget is! I am excited to have you here!
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thriftywifehappylife

Affordable everyday petite (5’1) mom style
A mix of affordable retailers + thrifted fashion
👨‍✈️Wife + Mom of 2 💙💗
💌 thriftywifehappylife@gmail.com

Katie Haller
✨Get dressed with me! ✨ I love finding style ✨Get dressed with me! ✨

I love finding style in my everyday outfits! This is what I wore yesterday to go get an oil change and go to the grocery store. 

Outfit and sizing details are linked on the @shop.ltk app! Comment “link” and I will send you the link directly. 

🛍Ways to shop my posts🛍
1️⃣ Comment “link” and I will send you a direct link to the post! 
2️⃣ Click on the link page in my bio and go to the “shop my LTK page” button. 
3️⃣ Download the free @shop.ltk app and follow @thriftywifehappylife to shop all my posts! 
4️⃣ Links shared in stories for 24 hours!!

#wiw #getdressedwithme #gdwm #dailyoutfit #momstyle #realoutfitgram #momoutfits #midweststyle #everydaystyle
✨How to Style Boots and Jeans✨ #ad Whatever j ✨How to Style Boots and Jeans✨

#ad Whatever jean and boot combination you enjoy @maurices has you covered! Here are some options to try this winter! Which is your favorite? 

#discovermaurices #feelgooddenim #maurices

🛍Ways to shop my posts🛍
1️⃣ Comment “link” and I will send you a direct link to the post! 
2️⃣ Click on the link page in my bio and go to the “shop my LTK page” button. 
3️⃣ Download the free @shop.ltk app and follow @thriftywifehappylife to shop all my posts! 
4️⃣ Links shared in stories for 24 hours!!

#styletips #outfitideas #affordablefashion
🖤What I wore this week! 🖤 It’s been a ver 🖤What I wore this week! 🖤

It’s been a very long and busy week! I couldn’t get all my daily outfits documented for the week, but I wanted to share what I could! 

🛍Ways to shop my posts🛍
1️⃣ Comment “link” and I will send you a direct link to the post! 
2️⃣ Click on the link page in my bio and go to the “shop my LTK page” button. 
3️⃣ Download the free @shop.ltk app and follow @thriftywifehappylife to shop all my posts! 
4️⃣ Links shared in stories for 24 hours!!

#dailyoutfits #wiw #wiwtw #momoutfits #momstyle #momoutfits #outfitideas #realoutfitgram #fitcheck
❄️Winter Wardrobe Staples- Faux Leather Leggin ❄️Winter Wardrobe Staples- Faux Leather Leggings! ❄️

Splurge faux leather leggings- My @spanx leggings are great quality and I get so much wear out of them! Get them on sale for 20% off right now!! 

Save faux leather leggings- You won’t be disappointed with this save option from @crzyoga_official! They have slight differences from the Spanx, but still a nice quality legging. I find them to be more comfortable. 

🛍Ways to shop my posts🛍
1️⃣ Comment “link” and I will send you a direct link to the post! 
2️⃣ Click on the link page in my bio and go to the “shop my LTK page” button. 
3️⃣ Download the free @shop.ltk app and follow @thriftywifehappylife to shop all my posts! 
4️⃣ Links shared in stories for 24 hours!!

#spanxleggings #amazonleggings #saveorsplurge #winterwardrobeessentials #winterwardrobe #wardrobestaples #casualstyle #ltkfashion
#AD The holiday season is the one time of the year #AD The holiday season is the one time of the year that I love to elevate my usual neutral attire with a touch of festive flair. @target is always the perfect place for me to find all my favorite holiday wardrobe staples. 

Comment the word “LINK” and I will directly send you the link to the post with all the outfit details! 

@target @targetstyle #TargetPartner #TargetStyle #Target

🛍Ways to shop my posts🛍
1️⃣ Comment “link” and I will send you a direct link to the post! 
2️⃣ Click on the link page in my bio and go to the “shop my LTK page” button. 
3️⃣ Download the free @shop.ltk app and follow @thriftywifehappylife to shop all my posts! 
4️⃣ Links shared in stories for 24 hours!!

Direct link>> https://liketk.it/4osBn

#ltkholiday #ltkstyletip #ltkunder50 #holidayoutfits
Thanksgiving Outfits- Cozy, Comfy Amazon Outfits!! Thanksgiving Outfits- Cozy, Comfy Amazon Outfits!! 🦃

It’s time to share my last round up of Thanksgiving outfits! These outfits are for the ladies who want to stay comfy and cozy for turkey day, but still want to feel cute! 

Which look is your favorite? 

🛍Ways to shop my posts🛍
1️⃣ Comment “link” and I will send you a direct link to the post! 
2️⃣ Click on the link page in my bio and go to the “shop my LTK page” button. 
3️⃣ Download the free @shop.ltk app and follow @thriftywifehappylife to shop all my posts! 
4️⃣ Links shared in stories for 24 hours!!

#thanksgiving #comfystyle #cozyvibes #cozythanksgiving #casualstyle #affordablefashion #amazonfinds #amazonfashion #amazoninfluencer
🎁 Kids are my favorite people to shop for at Ch 🎁 Kids are my favorite people to shop for at Christmas time!! That’s why I love putting together gift guides for the kids! 

I have all my kid gift guide live on my LTK page! Comment “link” and I will DM you the link to my gift guide shopping page!! 

Download the @shop.ltk app to shop all my gift guides! #ltkgiftguide #ltkkids #ltkholiday 

Direct link 🔗 https://shopltk.com/explore/thriftywifehappylife/collections/11ee803f498cb390b7ff0242ac110004

#giftguide #kidgiftideas #kidgifts
✨GRWM- Easy Winter Outfit Ideas!! ✨ I shared ✨GRWM- Easy Winter Outfit Ideas!! ✨

I shared this @target striped sweater this week in my stories and you all loved it!! I wore this outfit today for lunch with my husband! 

Heads up!! Save this look for later, because almost all these pieces will be on sale during cyber week/ Black Friday!! 

🛍Ways to shop my posts🛍
1️⃣ Comment “link” and I will send you a direct link to the post! 
2️⃣ Click on the link page in my bio and go to the “shop my LTK page” button. 
3️⃣ Download the free @shop.ltk app and follow @thriftywifehappylife to shop all my posts! 
4️⃣ Links shared in stories for 24 hours!!

#grwm #easyoutfitideas #winteroutfitideas #wiw #leggings #comfystyle #cozywinteroutfits #spanxleggings #chelseaboots #targetstyle #targetstyle
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